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Low rate MasterCard Low rate MasterCard

Rewards MasterCard

The everyday credit card with more… Rewards

Save on balance transfers

Transfer your balances from other credit cards to your CUA Rewards MasterCard and save with a special low interest rate of 4.9% p.a. for the first 6 months of the balance transfer*.

Your choice of two great Rewards options

A CUA Rewards MasterCard gives you a choice of two great Rewards programs where everyday purchases will earn you 1 Reward point for every dollar spent. And they never expire. It’s that simple!

Gold and Silver Rewards
You’ll be spoilt for choice with over 300 items on offer including:

  • Cashback – use your points to reduce your outstanding balance or pay your annual fee
  • Take Flight° - fly any airline, anywhere at anytime, hotels, hire cars, trains, cruises and much more
  • Shopping vouchers – Myer, David Jones, Target, Kmart and many more
  • Electronics – iPods, cameras, mobile phones, white goods and much more
  • Extra rewards with Gold

    • Virgin and Singapore airlines – Gold Card holders can transfer their Card Services rewards points to Velocity points and KrisFlyer

The low down

  • Low annual fee - $45 Silver, $85 Gold, $118 Card Services Qantas Rewards
  • Up to 55 days interest free on retail purchases
  • Free purchase cover# - free insurance on any new items that are lost, stolen or damaged within three months of purchase using your CUA Rewards MasterCard
  • Reward points that never expire† - you have all the time you need to make your choice
  • Up to four free additional cards - share the benefits and maximise your Reward points
  • Free international travel insurance# on Gold - saving hundreds of dollars per trip
  • Higher credit limits on Gold - from $5,000 to $25,000

Apply online

For further information contact us on 133 cua (133 282) or visit your local branch.

Alternatively, complete our enquiry form and we will call you to discuss your requirements.

Interest rates are on a per annum basis and are subject to change.

Terms and conditions

Terms and conditions apply and are available upon request. Offer is not available to existing MasterCard cardholders of CUA or holders of credit cards issued by Citigroup.

*The promotional annual percentage rate of 4.9% p.a. for the first 6 months of the balance transfer applies only to the balance transferred with this offer. Balance transfers are repaid before purchases and cash advances. Purchases, cash advances, balance transfers and special promotions made other than with this offer are charged at the applicable interest rate currently 18.74% p.a., which may be variable and subject to change. Balance transfers cannot be used to pay off any other product with this Credit Union. The prevailing applicable interest rate will apply upon the expiry of the promotional period. Fees and charges apply. † All Rewards are subject to the terms and conditions of the Card Services Rewards Program. Reward points are not earned on Cash Advances, Special Promotions or Balance Transfers.‡ Qantas Frequent Flyer points only available with the Card Services Qantas Rewards program on the Gold card. A Card Services Cardholder must be a member of the Qantas Frequent Flyer program and points will automatically be transferred to their Qantas Frequent Flyer account on a monthly basis. The redemption rate is one Reward point for one Qantas Frequent Flyer point. A joining fee applies. Membership of the Qantas Frequent Flyer program is subject to Qantas Frequent Flyer terms and conditions. ° Minimum of 3,000 Reward points needed for Take Flight. Additional terms and conditions apply and are available upon request. # International Travel Insurance and Purchase Cover are underwritten by Zurich Australian Insurance (ABN 13 000 296 640 AFSL No. 232507) and are subject to the terms and conditions and exclusions contained in the Policy of Insurance. ß CREDITSHIELD® is underwritten by MetLife Insurance Ltd (ABN 75 004 274 882 AFSL No. 238096) and is subject to the terms and conditions and exclusions contained in the Policy of Insurance. A monthly fee applies.
© 2008 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080 AFSL 238 098 which provides and administers credit.

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