Comparison table

	Fixed	Standard & Discount Variable	Basic Variable	1 Year Introductory	Mortgage Freedom
Make lump sum payments without penalty	Yes	Yes	Yes	Yes	Yes
Free redraw option	Yes	Yes	Yes	Yes	Yes
Monthly account keeping fees	No	No	No	No	No
Additional free transactions on savings accounts	Yes	Yes	Yes	Yes	Yes
Interest only option	For fixed term only	Yes	Yes	Yes	N/A
Redraw facility available	Minimum $1000	Minimum $1000	Minimum $1000	Minimum $1000	N/A
100% mortgage offset	Yes	Yes	No	Yes	N/A
Further advances	No	Yes	Yes	No	Yes
Available for construction	Yes	Yes	Yes	Yes	No
Early payout fee	Yes	No	No	Yes	No
Loyalty discount	Yes	Yes	No	Yes	No