Overdraft
If you’re not a fan of credit cards but would still like to have some emergency funds available when you need it- get a CUA overdraft!
The overdraft is a line of credit that is attached to your regular transaction account and is only activated once you run out of your own money. You have a choice of a CUA Visa Debit card, Redicard or cheque book for easy access to your money.
Everyday overdraft
- ideal if you use an overdraft regularly
- low variable rate of 10.90%p.a. in comparison to credit cards
- no maximum term
- $3.00 monthly Overdraft Service fee (exemptions apply)
- lump sum payments at any time without penalty
- only pay interest on what you use, when you use it
Just in case overdraft
- ideal if you only expect to use your overdraft in an emergency
- low variable rate of 13.50%p.a. in comparison to credit cards
- no maximum term
- no monthly fee
- lump sum payments at any time without penalty
- only pay interest on what you use, when you use it
View interest rates and fees.
For further information contact us on 133 cua (133 282) or visit your local branch.
Interest rates are on a per annum basis and are subject to change. Fees, charges, terms & conditions and lending criteria apply. Full details available on application.






